3 Tips for Getting Car Financing Through Your Chevy Dealer

Jan 27, 2022

Car financing is a great way for you to purchase a vehicle over several months or years and avoid a large upfront payment. In Little Rock, AR, your local Chevy dealer can offer you great rates and a wide variety of options. But how can you gain access to them? Today, we’ll go through some tips on how to get started and where to find help if you get stuck.

3 Tips for Getting Car Financing Through Your Little Rock, AR Chevy Dealer

1. Know What You Need

The first step is always to figure out what your current financial situation and needs are. Take some time to figure out your monthly budget and how your car payment can fit in. If you already have a current loan, you can check whether you’d like to keep the payment at a similar level or whether there is room for an upgrade and a higher payment.

Most financial experts agree that the total cost of all cars in your household shouldn’t exceed 20-30% of your household budget. However, this will depend on your income and your financial goals. Speak to the other decision-makers in your household and use the payment calculators on the dealership’s website to find out what kinds of cars you could afford to purchase.

2. Know What You Want

Once you’ve estimated your budget, it’s time to think about the kind of car you’d like. Make a list of the attributes you need, such as the number of seats or types of security features, and the extra features you’d like to add in if there is still room in the budget. You can find inspiration on your dealership’s website by browsing through the new and pre-owned Chevy cars that are currently available.

Figure out which models could meet your needs and how you might like to customize them. Then, you can get in touch with the dealership and schedule a test drive. Remember that you can further alter the vehicles you drive and custom-order them from the manufacturer.

3. Make Use of All Resources

Many people decide to apply for financing online, but this isn’t the right option for everyone. If you have a low credit score, have never taken out a car loan before, or don’t feel confident with an online application, you can speak to us over the phone or request an in-person consultation at the dealership. Our customer service team will be thrilled to speak to you and help you make a decision about your loan.

Having a chat with our staff is always worth it because we can explain the process to you, and we might also have some special deals and offers available. Whether you’re looking for something specific or are simply interested in the cars currently on sale, let us know, and we can take you through the relevant options.

There are many ways of benefitting from your local dealership’s car loan program, and you can find out more online or speak to a team member. Once you know what you can afford and which cars might be of interest, the application process will be easy. Get in touch with us now at Crain Chevrolet and book your Chevy test drive.

Posted in Chevrolet Financing, Crain Chevrolet, Crain Chevrolet Service, Little Rock Chevrolet Dealer, Little Rock Chevrolet Service | No Comments »

Crain Chevrolet

Crain Chevrolet

3 Tips for Getting Car Financing Through Your Chevy Dealer

3 Tips for Getting Car Financing Through Your Little Rock, AR Chevy Dealer

1. Know What You Need

2. Know What You Want

3. Make Use of All Resources

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